Upon Retirement - How Much Annuity Will You Receive?
INSTRUCTIONS:
- ESTIMATE YOUR AAS - Use an average
for the three highest years of your base pay. If you joined the
Fund prior to 3/29/93 and have the Non-base Pay INCLUSION Option,
include over-time, salary from other Gov Guam employment, and your
estimated annual leave lump sum payment.
- READ ACROSS TO YOUR ANNUITY -
Select the column closest to your total service. The number at that
intersection will be your estimated gross annuity.
Please note: Actual annuity computations use actual salaries and
averages rounded to the nearest penny and services to the nearest
half month. Creditable services include membership services, and
in some cases up to 5 years of military and/or U.S. Civil Service
not subject to Social Security, periods during which leave was taken
to further education, part/full-time employment for which contributions
were not originally withheld unless subject to Social Security,
and unused sick and annual leave which is converted to service at
the rate of 96 hours per month of credit. |
|
| Years of Credited
Service |
| Average Annual Salary |
5 years |
10 years |
15 years |
20 years |
25 years |
30 years |
35 years |
36 years |
| $25,000 |
$2,500 |
$5,000 |
$8,125 |
$11,250 |
$14,375 |
$17,500 |
$20,625 |
$21,250 |
| $26,000 |
$2,600 |
$5,200 |
$8,450 |
$11,700 |
$14,950 |
$18,200 |
$21,450 |
$22,100 |
| $27,000 |
$2,700 |
$5,400 |
$8,775 |
$12,150 |
$15,525 |
$18,900 |
$22,275 |
$22,950 |
| $28,000 |
$2,800 |
$5,600 |
$9,100 |
$12,600 |
$16,100 |
$19,600 |
$23,100 |
$23,800 |
| $29,000 |
$2,900 |
$5,800 |
$9,425 |
$13,050 |
$16,675 |
$20,300 |
$23,925 |
$24,650 |
| $30,000 |
$3,000 |
$6,000 |
$9,750 |
$13,500 |
$17,250 |
$21,000 |
$24,750 |
$25,500 |
| $31,000 |
$3,100 |
$6,200 |
$10,075 |
$13,950 |
$17,825 |
$21,700 |
$25,575 |
$26,350 |
| $32,000 |
$3,200 |
$6,400 |
$10,400 |
$14,400 |
$18,400 |
$22,400 |
$26,400 |
$27,200 |
| $33,000 |
$3,300 |
$6,600 |
$10,725 |
$14,850 |
$18,975 |
$23,100 |
$27,225 |
$28,050 |
| $34,000 |
$3,400 |
$6,800 |
$11,050 |
$15,300 |
$19,550 |
$23,800 |
$28,050 |
$28,900 |
| $35,000 |
$3,500 |
$7,000 |
$11,375 |
$15,750 |
$20,125 |
$24,500 |
$28,875 |
$29,750 |
| $36,000 |
$3,600 |
$7,200 |
$11,700 |
$16,200 |
$20,700 |
$25,200 |
$29,700 |
$30,600 |
| $37,000 |
$3,700 |
$7,400 |
$12,025 |
$16,650 |
$21,275 |
$25,900 |
$30,525 |
$31,450 |
| $38,000 |
$3,800 |
$7,600 |
$12,350 |
$17,100 |
$21,850 |
$26,600 |
$31,350 |
$32,300 |
| $39,000 |
$3,900 |
$7,800 |
$12,675 |
$17,550 |
$22,425 |
$27,300 |
$32,175 |
$33,150 |
| $40,000 |
$4,000 |
$8,000 |
$13,000 |
$18,000 |
$23,000 |
$28,000 |
$33,000 |
$34,000 |
| $41,000 |
$4,100 |
$8,200 |
$13,325 |
$18,450 |
$23,575 |
$28,700 |
$33,825 |
$34,850 |
| $42,000 |
$4,200 |
$8,400 |
$13,650 |
$18,900 |
$24,150 |
$29,400 |
$34,650 |
$35,700 |
| $43,000 |
$4,300 |
$8,600 |
$13,975 |
$19,350 |
$24,725 |
$30,100 |
$35,475 |
$36,550 |
| $44,000 |
$4,400 |
$8,800 |
$14,300 |
$19,800 |
$25,300 |
$30,800 |
$36,300 |
$37,400 |
| $45,000 |
$4,500 |
$9,000 |
$14,625 |
$20,250 |
$25,875 |
$31,500 |
$37,125 |
$38,250 |
| $46,000 |
$4,600 |
$9,200 |
$14,950 |
$20,700 |
$26,450 |
$32,200 |
$37,950 |
$39,100 |
| $47,000 |
$4,700 |
$9,400 |
$15,275 |
$21,150 |
$27,025 |
$32,900 |
$38,775 |
$39,950 |
| $48,000 |
$4,800 |
$9,600 |
$15,600 |
$21,600 |
$27,600 |
$33,600 |
$39,600 |
$40,800 |
| $49,000 |
$4,900 |
$9,800 |
$15,925 |
$22,050 |
$28,175 |
$34,300 |
$40,425 |
$41,650 |
| $50,000 |
$5,000 |
$10,000 |
$16,250 |
$22,500 |
$28,750 |
$35,000 |
$41,250 |
$42,500 |
| $51,000 |
$5,100 |
$10,200 |
$16,575 |
$22,950 |
$29,325 |
$35,700 |
$42,075 |
$43,350 |
| $52,000 |
$5,200 |
$10,400 |
$16,900 |
$23,400 |
$29,900 |
$36,400 |
$42,900 |
$44,200 |
| $53,000 |
$5,300 |
$10,600 |
$17,225 |
$23,850 |
$30,475 |
$37,100 |
$43,725 |
$45,050 |
| $54,000 |
$5,400 |
$10,800 |
$17,550 |
$24,300 |
$31,050 |
$37,800 |
$44,550 |
$45,900 |
| $55,000 |
$5,500 |
$11,000 |
$17,875 |
$24,750 |
$31,625 |
$38,500 |
$45,375 |
$46,750 |
| $56,000 |
$5,600 |
$11,200 |
$18,200 |
$25,200 |
$32,200 |
$39,200 |
$46,200 |
$47,600 |
| $57,000 |
$5,700 |
$11,400 |
$18,525 |
$25,650 |
$32,775 |
$39,900 |
$47,025 |
$48,450 |
| $58,000 |
$5,800 |
$11,600 |
$18,850 |
$26,100 |
$33,350 |
$40,600 |
$47,850 |
$49,300 |
| $59,000 |
$5,900 |
$11,800 |
$19,175 |
$26,550 |
$33,925 |
$41,300 |
$48,675 |
$50,150 |
| $60,000 |
$6,000 |
$12,000 |
$19,500 |
$27,000 |
$34,500 |
$42,000 |
$49,500 |
$51,000 |
| $61,000 |
$6,100 |
$12,200 |
$19,825 |
$27,450 |
$35,075 |
$42,700 |
$50,325 |
$51,850 |
| $62,000 |
$6,200 |
$12,400 |
$20,150 |
$27,900 |
$35,650 |
$43,400 |
$51,150 |
$52,700 |
| $63,000 |
$6,300 |
$12,600 |
$20,475 |
$28,350 |
$36,225 |
$44,100 |
$51,975 |
$53,550 |
| $64,000 |
$6,400 |
$12,800 |
$20,800 |
$28,800 |
$36,800 |
$44,800 |
$52,800 |
$54,400 |
| $65,000 |
$6,500 |
$13,000 |
$21,125 |
$29,250 |
$37,375 |
$45,500 |
$53,625 |
$55,250 |
| $66,000 |
$6,600 |
$13,200 |
$21,450 |
$29,700 |
$37,950 |
$46,200 |
$54,450 |
$56,100 |
| $67,000 |
$6,700 |
$13,400 |
$21,775 |
$30,150 |
$38,525 |
$46,900 |
$55,275 |
$56,950 |
| $68,000 |
$6,800 |
$13,600 |
$22,100 |
$30,600 |
$39,100 |
$47,600 |
$56,100 |
$57,800 |
| $69,000 |
$6,900 |
$13,800 |
$22,425 |
$31,050 |
$39,675 |
$78,300 |
$56,925 |
$58,650 |
| $70,000 |
$7,000 |
$14,000 |
$22,750 |
$31,500 |
$40,250 |
$49,000 |
$57,750 |
$59,500 |
| $71,000 |
$7,100 |
$14,200 |
$23,075 |
$31,950 |
$40,825 |
$49,700 |
$58,575 |
$60,350 |
| $72,000 |
$7,200 |
$14,400 |
$23,400 |
$32,400 |
$41,400 |
$50,400 |
$59,400 |
$61,200 |
| $73,000 |
$7,300 |
$14,600 |
$23,725 |
$32,850 |
$41,975 |
$51,100 |
$60,225 |
$62,050 |
| $74,000 |
$7,400 |
$14,800 |
$24,050 |
$33,300 |
$42,550 |
$51,800 |
$61,050 |
$62,900 |
| % of AAS |
10.0% |
20.0% |
32.5% |
45.0% |
57.5% |
70.0% |
82.5% |
85.00% |
|
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